July 11, 2026: Dolar/TL and Euro Exchange Rates Analysis - Market Reactions and Personal Investment Insights

On July 11, 2026 Saturday, the Dolar/TL rate stood at 29.15 TL, while the Euro/TL rate was at 31.20 TL. The foreign exchange market reacted to the Federal Reserve's 25 bp interest rate hike decision, showing expected volatility. Investors, following the 10-Year US Treasury Bonds' rise to 4.12%, adopted risk-averse stances. Gold prices remained stable at 1,850 USD/ounce, while Brent crude oil continued trading at 82.50 USD/barrel.

Impact of the US Interest Rate Policy on Currency Markets The US 25 bp interest rate hike led to a 1.2% short-term increase in the Dolar. This move clashed with the ECB's decision to keep interest rates stable until 2027 in the Euro Zone.

Strategic Options for Individual Investors Following the US interest rate hike, investors favored short-term bonds and currency portfolios. Gold and commodities gained value as risk mitigation tools.

Market Expectations The expectation of the US raising interest rates to 50% by 2027 has led to forecasts that the Dolar could reach 30.00 TL by the end of 2027.

The US interest rate policy is expected to sustain the Dolar's strong short-term performance, but a risky scenario emerges with the Euro Zone's ECB policy divergence.