Visa, Upbit Parent to Drive Stablecoin Payment Revolution

Visa and Dunamu, the parent company of South Korean crypto exchange Upbit, are set to usher in a new era of payments with OUSD and artificial intelligence‑powered commerce.

OUSD, Captures the Attention of Over 140 Companies

■Open Standard’s Open USD (OUSD), a USD‑backed stablecoin, is being examined within the partnership between Dunamu and Visa.

■Visa, Mastercard, Stripe, Coinbase and BlackRock are among the 140+ companies signing up to use OUSD, positioning it as a potential game‑changer in global payments.

■While Upbit declined to participate in OUSD issuance, Dunamu keeps the project on its radar.

AI‑Powered Commerce: A New Payment Ecosystem

■Dunamu and Visa plan to test agentic commerce models that let AI agents search for and purchase products on behalf of users, integrating this with stablecoin settlement.

■The approach aims to accelerate user experience by marrying stablecoin infrastructure with settlement processes.

Oh Kyung‑seok’s Vision: Bridging Digital Assets and Traditional Finance

■CEO Oh Kyung‑seok of Dunamu: “Artificial Intelligence, stablecoins, and tokenization will fundamentally transform how finance and commerce operate.”

■The goal is to build a comprehensive digital‑asset ecosystem with new payment and transfer models.

Regulation and Compliance: MiCA, SEC and the Road Ahead

■OUSD’s USD‑backed structure must align with MiCA and SEC regulatory frameworks, demanding transparency and mutual compliance.

■Dunamu and Visa are reviewing legal and risk‑management standards for digital‑asset payments.

Market Implications and Investor Reactions

■Investors view the Dunamu‑Visa partnership as a positive signal for the stablecoin ecosystem.

■Market expectations include a potential short‑term reduction in volatility as OUSD adoption and AI‑enabled commerce gain traction.

Deniz Arel: This partnership marks a milestone in integrating digital payments with traditional finance infrastructure. The broad acceptance of OUSD highlights the stablecoin market’s potential for regulation‑compliant growth. Meanwhile, AI‑driven trading models will play a pivotal role in enhancing user trust through robust data analytics and risk management.