High-Earners in the U.S. Struggle with 'Money Dysmorphia': 1 in 5 Feel Depressed Over Finances

Nearly 63% of Americans earning over $135,000 report financial dissatisfaction, with 77% in the $135K-$175K bracket and 63% earning above $175K unsatisfied. Gallup research reveals widespread financial stress, particularly among millennials and Gen Z (71% and 67% respectively). The phenomenon of 'money dysmorphia'—where perceived financial reality diverges from actual wealth—is exacerbating anxiety. Ashley Agnew, a behavioral scientist at Edward Jones, notes, 'What was once a $125K salary for a family of four is now insufficient. Even basic milestones like homeownership or weddings are out of reach for $100K-$200K earners.' Goldman Sachs' 2025 report highlights that 41% of $300K-$500K earners and 40% of those above $500K are living paycheck-to-paycheck.

Financial fulfillment isn't solely about income and net worth. True satisfaction comes from aligning financial security with personal control and a confident relationship with money.