First Foundation Bank Review: Personal and Business Banking with Competitive Online Rates

First Foundation Bank is a California-based bank that provides consumer and business banking products as well as private wealth management services. The bank was founded in 2008, though its roots date back to 1990 when it originally provided wealth management services to individuals and businesses in Orange County. Today, it operates a handful of branches in California, Florida, Hawaii, Nevada, and Texas and provides online accounts. The bank's products include personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. First Foundation Bank offers competitive interest rates, low fees, and a wide ATM network. However, some accounts may have high minimum opening deposits and monthly fees. The bank's mobile app and customer service are also generally well-regarded.

About the Bank

■First Foundation Bank is a bank with $20 billion in assets and $7 billion in advisory assets.

■The bank has 30 branches.

■First Foundation Bank is FDIC-insured.

Products and Services

■Personal and business checking accounts

■Savings accounts

■Money market accounts

■Certificates of deposit

■ATM fee reimbursement

App and Customer Service

■Mobile app: 4.4/5 (Google Play) and 4.7/5 (App Store)

■Customer service: Support via phone, email, and chat

First Foundation Bank stands out as a bank that offers competitive interest rates and low fees for personal and business banking services. While some accounts may have high minimum opening deposits and monthly fees, the bank's mobile app and customer service are generally well-regarded. Therefore, First Foundation Bank can be a good option for banking services.