2026 Retirement Promotions: Ziraat’s 90K Offer, İş’s 15K Peak

As the first half of the year sees a surge in retirees moving their salaries to new banks, Ziraat Bank is ready to outdo competitors with a 12 kTL promotion and a total 90 kTL advantage.

Ziraat’s 90K Surprise

■Promotion Amount: Up to 12 kTL

■Additional Benefit: 12‑month 40 kTL interest‑free loan

■Bankcard Lira: Up to 6 kTL per month

■Cash Advance: 3‑month installment 25 kTL interest‑free

İş Bank’s Tiered Offerings

■Salary below 10 kTL: 6 250 TL

■10 000‑14 999 TL: 10 000 TL

■15 000‑19 999 TL: 12 500 TL

■20 kTL and above: 15 000 TL

■First two invoices 1 kTL, purchases over 9 kTL with credit card: 9 000 TL MaxiPuan

Credit Card & Cash Advantages

■Interest‑Free Loan: 0% for 12 months

■Cash Advance: 3‑month installment 25 kTL

■Bankcard Lira: Monthly limit increase up to 6 kTL

Strategic Evaluation for Retirees

■Salary Conversion: Total extra income from salary transfer

■Credit Card Use: Long‑term savings via MaxiPuan

■Credit Need: Interest‑free options simplify spending plans

In this competitive landscape, banks are not only luring retirees with hefty cash bonuses but also with long‑term interest‑free financing. Yet, scrutinizing the repayment period and total cost of these “interest‑free” loans is key to real savings.